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Life Insurance Planning When You Have Young Children

 

 

Life insurance can be a great tool to use in estate planning to guard against unforeseen accidents or illnesses.  It may be especially important for couples with young children, to make sure that they are provided for in the future, even if you do not have significant savings or assets.

 

If you have young children it is a good idea to not only select a sound life insurance policy, but to also have a trust to manage the funds for their benefit.  The trust would be the ‘beneficiary’ of the policy, and then either the trustee or a named guardian would handle the distribution of funds for the children’s support and well-being.

 

Don’t leave your children’s future to chance, contact Shoup Legal and 951-445-4114 to discuss how to use life insurance and trusts to ensure their financial support.  For more information on Shoup Legal, please visit our website at ShoupLegal.com.

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