Most of us don’t like to think about it, but there might come a time in the future when we need to move into a nursing care facility. Knowing that these facilities can be prohibitively expensive for many people, exceeding $8,000 monthly on average, you might wonder whether Medi-Cal will pick up the bill.
It is possible that Medi-Cal will pay 100 percent of the cost of a nursing facility, provided that you qualify for Medi-Cal. What this means is that you must first qualify for Medi-Cal, before accessing this important benefit, and that can be a tricky prospect for many people.
The qualification rules for Medi-Cal are strict, and applicants are often denied due to their income or assets. This can happen even though you don’t really have the income or assets to pay for a nursing care facility…so what do you do now?
We help clients understand how to legally re-position their assets, so that qualification for Medi-Cal is possible. At that point your share of the cost can be reduced, and Medi-Cal can pay for your care, or the care of a loved one.
If you or a family member need help qualifying for Medi-Cal, please give us a call. We can help you preserve your family’s assets while also accessing the quality care you or your loved one needs.